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Home Improvement Loans

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Homeowners looking for ways to pay for a home improvement have a lot of choices. Taking out a home equity loan, doing a cash-out refi or getting a personal loan are just some of the possibilities depending on your personal financial situation. We help you identify the financing choice that saves you the most money.

Rates

Requirements

Interest rates offered for personal loans vary significantly, ranging from about 2.5 to 36 percent. You may qualify for a lower interest rate on a personal loan than a home equity loan in some circumstances, such as if you have excellent credit and income.​
A FICO credit score of 620 or higher may be needed to be approved for a home improvement loan. However, there are lenders that offer home equity and personal loans that will accept borrowers with lower credit scores, some as low as 580. Interest rates tend to be higher the lower your credit score is

​Types

Home improvement financing types
Mortgage refinance. If you financed your home a few years ago and your interest rate is higher than current market rates, a mortgage refinance could lower your rate — and your monthly payment
Home equity line of credit
Home equity loan
Personal loan
Credit card
Save up and pay cash.

Mortgage Loan Centers

A better way to pay for home improvement upgrades.
Or
You Can Call Us!

Jim Huff

P. 949.433.8742
E. JimHuffMLC@gmail.com

Monday - Friday 9:00 - 5:00 (PST)
Saturday - Sunday 10:00 - 4:00 (PST)
You Can Email Us!
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  • Home
  • Services
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  • Contact